In our April newsletter, we take a look at income protection insurance, contributing to super versus paying your mortgage, the super scheme for first home buyers and trusts. We finish off with a tried and test method for making you happy!
To arrange a review or to speak to one of our team, please contact this office on 1300 895 311 or ivan@ibaa.com.au.
If you’re working and haven’t yet reached the point of financial independence then income protection insurance should be on your radar. As the name implies, it can help you protect your greatest asset – the ability to earn an income.
One of the most popular questions we are asked by our clients is whether it’s best to pay off their mortgage first or salary sacrifice money into their super fund – or can they do both?
The First Home Super Saver (FHSS) Scheme was introduced to help people save for their first home. This article highlights its features and explains how it works and why it may be beneficial – for some.
The basic function of a trust is to separate control and ownership. The result of using a trust is that assets are protected and profits are distributed in the most tax-effective way.
Ivan Bakin, Authorised Representative No. 26745
Ivan Bakin & Associates Pty Ltd ABN 60 112 357 543
Corporate Authorised Representative (No 285888) of Alliance Wealth Pty Ltd AFSL No 449221
General Advice Warning This information may be regarded as general advice. That is, your personal objectives, needs or financial situations were not taken into account when preparing this information. Accordingly, you should consider the appropriateness of any general advice we have given you, having regard to your own objectives, financial situation and needs before acting on it. Where the information relates to a particular financial product, you should obtain and consider the relevant product disclosure statement before making any decision to purchase that financial product.
Nexus Building
Suite 510, #4 Columbia Court
Baulkham Hills
NSW 2153
1300 895 311