Autumn is here and we hope you have had a successful start to 2018.

This time of year provides the perfect opportunity to reflect on where you've been...and where you're heading.

To arrange a review or to speak to one of our team, please contact this office on 1300 895 311 or ivan@ibaa.com.au.

We hope you enjoy our March newsletter!

Regards,

Ivan Bakin

Closing your insurance gap

A fundamental personal finance trap is to assume that your super fund's default insurance cover is adequate for your circumstances. Chances are it isn't.

2018: A balancing act

Fidelity's Investment Director, Tom Stevenson, shares his thoughts on investing in 2018.

Beyond share prices

Investors shouldn't overlook that there are two components to sharemarket returns – dividend yield and capital gains (or losses).

Processed Foods: A Health Nightmare

With advances in technology, we are inundated with lots of different innovations to save time and make tasks less laborious. One area which has undergone huge changes within the latter part of the last century is food – what we eat, when we eat and how we prepare food.

Now more than ever we have access to food which has been prepared for us - in whole or in part. But is this a good thing?

Ivan Bakin, Authorised Representative No. 26745
Ivan Bakin & Associates Pty Ltd ABN 60 112 357 543
Corporate Authorised Representative (No 285888) of Alliance Wealth Pty Ltd AFSL No 449221

General Advice Warning This information may be regarded as general advice. That is, your personal objectives, needs or financial situations were not taken into account when preparing this information. Accordingly, you should consider the appropriateness of any general advice we have given you, having regard to your own objectives, financial situation and needs before acting on it. Where the information relates to a particular financial product, you should obtain and consider the relevant product disclosure statement before making any decision to purchase that financial product.

Nexus Building Suite 510, #4 Columbia Court Baulkham Hills NSW 2153
1300 895 311

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