Welcome To Our November Newsletter

We kick off our November newsletter with a look at how a Super Wrap could help you take greater control of how your superannuation. We have included some financial and lifestyle considerations you need to think about before downsizing. And, does money bring happiness? We provide some insight into this age-old question.

Our article 'Has your business got this covered' is a must-read for any small business owner. Finally, put on your walking shoes and prepare to encounter 7 rewarding one-day Australian mountain climbs.

If you have any questions about any articles in this newsletter please contact us on 1300 895 311 or email ivan@ibaa.com.au.

Kind regards,

Ivan Bakin

The art of downsizing

The kids have finally left home and now you’re rattling around in a house way bigger than you need. If it’s time to think about downsizing.

Does money bring happiness?

The short answer is ‘yes’, but only up to a point. People in richer countries are, collectively, happier than people in poor countries.

Has your business got this covered?

It’s not uncommon for business owners to take short, irregular holidays because they don’t have the support to keep their business running without them for a longer break.

There’s something special about climbing a mountain, and it’s a feat that conjures up a whole range of thoughts and feelings. You start by psyching yourself up for the challenge, ooze energy and enthusiasm as the climb begins, question your sanity part way through, and then, with elation, enjoy a huge sense of achievement when you reach the summit.

It's been a generation since inflation last ravaged Australia, with costs for ordinary consumer goods rising on a seemingly daily basis. Indeed, in the wake of the global financial crisis, inflation in many countries has been lower than policymakers would like.

Ivan Bakin, Authorised Representative No. 26745
Ivan Bakin & Associates Pty Ltd ABN 60 112 357 543
Corporate Authorised Representative (No 285888) of Alliance Wealth Pty Ltd AFSL No 449221

General Advice Warning This information may be regarded as general advice. That is, your personal objectives, needs or financial situations were not taken into account when preparing this information. Accordingly, you should consider the appropriateness of any general advice we have given you, having regard to your own objectives, financial situation and needs before acting on it. Where the information relates to a particular financial product, you should obtain and consider the relevant product disclosure statement before making any decision to purchase that financial product.

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1300 895 311

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